DPO Vs PPO Dental Plan

DPO Insurance

A Dental Plan Organization (DPO) is any person or company who provides directly or arranges to administer one or more plans providing dental services that are on a prepaid or postpaid individual or group capitation basis. The covered person is eligible to receive treatment from in-network dentists only (except in the case of an emergency over fifty (50) miles from home). The covered person may be required to pay a deductible or copayment for treatment, but no balance billing is allowed.

Want to know more DPO Insurance contact us at Woody’s Insurance.

DPO Dental Plan

Designated Provider Organization (DPO) plans are primarily offered   to hospital employer groups (and their families) to encourage them   to seek services from providers within that same hospital group, in   exchange for lower or waived copays. The DPO plan is available as a   Preferred Provider Organization (PPO) or Point of Service (POS) and   is typically self-insured.

 

Spirit Dental & Vision

INDIVIDUAL PLAN HIGHLIGHTS

  • No waiting periods
  • Every day effective dates
  • 3 cleanings and 2 exams per year 100% covered
  • $100 lifetime deductible
  • Up to $5,000 annual maximums
  • Hearing benefits with the Senior Preferred (3500) plan
  • Utilizes Ameritas Classic Network - large national network
  • Vision rider available for additional $7/mo.
  • 30 Day satisfaction guarantee

PPO Insurance Plans

A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan’s network. You can use doctors, hospitals, and providers outside of the network for an additional cost.

PPO Insurance Cost 

A preferred provider organization, or PPO, is a health or dental insurance plan that contracts with hospitals and doctors to create a network of coverage. Typically, in a PPO health plan, you will pay less if you use providers within the network. However, you can still go to out-of-network doctors but can expect to pay an additional cost for coverage.

Because of the flexibility of PPO insurance, it generally costs more than many of the other types of insurance such as HMOs….Woody’s Insurance can help you determine if the additional cost is the best for your situation.