DPO Vs PPO Dental Plan
In just three months, Diane and her husband saved $3,000 with 1Dental’s discount dental plan.
A Dental Plan Organization (DPO) is an entity that directly provides or arranges for the administration of one or more dental service plans on a prepaid or postpaid individual or group capitation basis. Under this type of plan, covered individuals are eligible to receive treatment only from dentists within the plan's network, except in the case of an emergency more than fifty (50) miles from home. While a deductible or copayment may be required for treatment, balance billing is not permitted.
DPO Insurance contact us at Woody’s Insurance.
DPO Dental Plan
A Designated Provider Organization (DPO) plan is a type of health insurance plan primarily offered to employees of hospitals and their families, which encourages them to seek medical services from providers within the same hospital group. This is done in exchange for lower or waived copays. The DPO plan is available as a Preferred Provider Organization (PPO) or Point of Service (POS) and is typically self-insured.
PPO Insurance Plans
A network-based health plan contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. Members typically pay less for services received from in-network providers, but may face higher costs for using out-of-network providers. Out-of-network care may not be covered, or may only be covered at a lower benefit level, resulting in additional costs to the member.
PPO Insurance Cost
A preferred provider organization, or PPO, is a type of health or dental insurance plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. In a PPO plan, you have the flexibility to use providers outside of the network, but you will generally pay less if you use in-network providers. While PPO insurance provides more flexibility, it typically costs more than other types of insurance such as HMOs.
At Woody’s Insurance, we can help you evaluate your options and determine if the additional cost of a PPO plan is the best choice for your situation.