Your Independent Insurance Agent



Now, we have ways and tools to make it even easier!

As A Matter of Fact it is so easy you can actually shop online for yourself, Compare and Enroll. Doing what many tools can't do or don't do, take a look at your medications. Without that, there can be a "BIG HOLE" in finding your best plan to meet your needs. This tool works with Medicare Advantage Plans (MA/MAPD), Prescription Drug Plans (PDP) and Supplements/Medigap Plans. There are approximately 40 to 50 Medicare Part D prescription drug plans (or PDPs) available in each state or CMS region. Our program takes the guess work out of choosing the correct plan for you! If your agent is not considering your Medications to determine the best plan for you you need to do it yourself or call me!

This may be for you just Shop, Compare and Enroll. All you need to quickly and efficiently make a decision about your Medicare needs, we can find the program best suited for you and your unique situation.  I will be there to help you every step of the way! 

Contact me anytime at your convenience and we can discuss your personal situation by phone or engage in an on-line meeting in the privacy of your home. You can even enroll on-line! Learn the best option for you, that puts you in control by finding your best plan...

Everything Medicare - Source Document
Medicare & You 2020

Medicare & You 2020 is created and published each year by (CMS) Centers for Medicare and Medicaid Services. This is a comprehensive document designed for the general public concerning everything Medicare. It either explains in detail what you maybe looking for or will lead you to the source information. To download your copy click on the image or follow this link. It will not only provide a basic understanding, it will also verify information you maybe provided from other people or sources. This truly the ultimate guide. When you qualify for the Medicare Program you have several options - Do you want to stay on regular Medicare? - Do I need a Prescription Drug Plan? - What happens if I don't get a Prescription Drug Plan when I am eligible? - Can I get help paying for my medications? - What is LIS? - How do I qualify? - What is a Medicare Advantage Plan, How are they different, from regular Medicare? - How do Supplements /Medigap polices fit in? - Do I qualify for Medicaid, what is Medicaid?...These are just some of information enclosed between its covers.  With this publication, the other resources on this site we can start making sense out of what is sometimes know as the Medicare journey. I have been helping folks just like you and here is where it starts. Just give me a call or I can contact you by you submitting a consent to contact form. Remember, "one size does not fit all" and I want to be your insurance person and we are better together.

Some of the Insurance Companies I Represent!

(contact me for a complete list)